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  • 1. How do I join the Baby Bonus Scheme?

    You can join the Baby Bonus Scheme by submitting an application using the LifeSG mobile application, or by visiting Baby Bonus Online (babybonus.msf.gov.sg). 

    To join the Baby Bonus Scheme, please start by checking your child’s eligibility on Baby Bonus Online (go.gov.sg/bbo). If your child qualifies, you may proceed to apply by following these steps:

    Step 1: Click on “Join” on Baby Bonus Online

    Step 2:  Log in using your SingPass.

    Step 3: Complete the relevant sections in the application form.

    You can click here for a video on the application process.

     

  • 2. I am an overseas Singaporean parent. Is my child eligible for the Baby Bonus and how can I apply?

    If either you or your spouse is a Singapore Citizen at the time of your child's birth, your child will need to obtain Singapore Citizenship by the age of 12 years to be eligible for the full amount of Baby Bonus benefits. You will receive the Baby Bonus benefits after joining the Baby Bonus Scheme.

    If you and your spouse are not Singapore Citizens at the time of your child's birth, your child must obtain Singapore Citizenship before he/she reaches 24 months of age in order to be eligible for the Cash Gift. The Baby Bonus benefits will be pro-rated according to the date your child obtains Singapore Citizenship.

  • 3. What will be the Baby Bonus entitlement for my child, who has just obtained Singapore Citizenship?

    You can check your child’s eligibility using the “Eligibility Check” tool at Baby Bonus Online (BBO) here.

    If either you or your spouse is a Singapore citizen at the time of the child's birth, he/she will be eligible the full Baby Bonus benefits. He/she must obtain Singapore citizenship and join the scheme before he/she reaches 12 years of age.

    If you and your spouse are not Singapore citizens at the time of the child's birth, he/she will be eligible for pro-rated benefits.

    He/she must obtain citizenship before 24 months of age in order to be eligible for the Cash Gift, and before 12 years of age in order to be eligible for the CDA. The amount of pro-ration will depend on the date that the child becomes a Singapore citizen.

  • 4. Would parents have to return the Baby Bonus benefits that have already been disbursed to them in the following circumstances: (i) If the mother was lawfully married to the father, but divorced subsequently; (ii) If the child passes away subsequently.

    (i) No. Parents are required to inform MSF when there is a change in the (a) custody, care and control, or (b) care and control of the child. The parent granted the (a) custody, care and control, or (b) care and control of the child will be the CDA trustee and the recipient of any remaining Cash Gift.

    (ii) No. If there are any Cash Gift outstanding, the remaining balance will be given to the bank account holder in one lump sum. The child's CDA, if any, will also be closed; The remaining CDA balances will be transferred to the Public Trustee for disbursement according to the Interstate Succession Act or Syariah Law.

  • 5. How is birth order determined? Are non-Singapore Citizen children / step children / still births counted in the birth order?

    The birth order is pegged to the number of children born alive to the mother or adopted by the mother.

    For a child who is born (or adopted, if applicable) on or after 13 July 2015, and the parents had a stillbirth earlier, the stillborn will be counted in the birth order.

    Step children, non-citizen children and children given up for adoption are not counted in the birth order.

  • 6. How are twins and triplets counted in terms of birth order?

    Twins and triplets (and other multiple births) are counted as separate births. For e.g. the first twin is considered as the first child and the second twin as the second child.

  • 7. What happens to the calculation of the birth order when a child passes away?

    The deceased child is still counted in the birth order when there are subsequent children born to the couple.

  • 8. Are adopted children eligible for Baby Bonus? What is the amount of benefits that a child will receive if he/she is adopted?

    Yes, adopted children are eligible if they meet the eligibility conditions. Please use the “Eligibility Check” tool at Baby Bonus Online (BBO) to check your adopted child’s eligibility. Click here to access BBO.

     

  • 9. Is it compulsory to make a deposit to open a CDA and top up savings in the CDA to the specified cap once the CDA is opened?

    No, there is no such requirement. It is up to you to make savings based on your needs. For instance, if you save $10, Government will top-up an additional $10. The savings may be used for your child’s educational and healthcare expenses at Approved Institutions until the end of the year that your child turns 12 years old.

    Do note, however, that interest earned is not considered as a contribution and will not be matched. Savings above the specified Government contribution cap (i.e. $6,000 each for the 1st and 2nd child, $12,000 each for the 3rd and 4th, and $18,000 each for the 5th and subsequent child) will also not be matched. You may save into your child’s CDA up to 31 Dec of the year he/she turns 12.

  • 10. What can I use the savings in the CDA for?

    The money may be used on all your children, even those without a CDA, to pay for your child’s expenses at Approved Institutions (AIs) that have registered with MSF under the Baby Bonus Scheme. These include:

      • Child care centres licensed by Early Childhood Development Agency (ECDA)
      • Kindergartens registered with ECDA or Council for Private Education (CPE) and special education schools registered with the Ministry of Education (MOE) respectively
      • Early intervention programmes registered with the Ministry of Social and Family Development (MSF)
      • Hospitals, clinics and other healthcare institutions licensed by the Ministry of Health (MOH)
      • Pharmacies registered with the Health Sciences Authority (HSA)
      • Optical shops registered with the Accounting and Corporate Regulatory Authority (ACRA)
      • Assistive technology device providers registered with the National Council of Social Service (NCSS), MOH or ACRA.

    The full list of Approved Institutions can be found here: go.gov.sg/listofai.

    Please note that the funds cannot be withdrawn in cash. Withdrawals from the CDA can only be made via interbank GIRO or NETS at Approved Institutions (AIs) only: 

    1. Payment via interbank GIRO: For payments via interbank GIRO, please enquire with your AI. You will need to fill up an application form to use interbank GIRO for the CDA and submit it to your AI.
    2. Payment via NETS: The bank you opened the CDA with will issue you a Baby Bonus NETS Card. While you can use this card to make NETS payments at AIs from your child's CDA, it cannot be used to make payments at other places, or to withdraw cash at ATMs.

  • 11. What happens to the CDA at the end of my child's 12th year?

    The CDA will be closed, and any unused CDA funds will be transferred to the Post-Secondary Education Account (PSEA), up to a cap. CDA trustees will be notified if there is excess CDA balance above this cap to be refunded. For more information on the PSEA, please refer to: www.moe.gov.sg/initiatives/post-secondary-education-account.

    For more information on the Baby Bonus Scheme, please visit: go.gov.sg/bbo.

For more information on the Baby Bonus Scheme, please visit: www.babybonus.msf.gov.sg.

  • 1. How and when will the Baby Support Grant (BSG) be given out?

    The BSG will be deposited into the same bank account which is used to receive the Baby Bonus Cash Gift. As IT system changes will be needed to give out the BSG, the BSG will be deposited from 1 Apr 2021, or within 1 month of enrolment into the Baby Bonus Scheme (BBS), whichever is later. Parents can visit go.gov.sg/bbo to enrol into the BBS scheme.

  • 2. Are there any restrictions on the use?

    There are no restrictions on the use of the BSG. 

  • 3. How does the BSG apply to a multiple birth (e.g. twins, triplets)?

    Each eligible child gets a $3,000 BSG. Therefore, parents of twins can receive $6,000.

  • 4. Can I get the BSG if my child has just missed the qualifying deadline?

    We would like to seek the public’s understanding that specific start dates are needed for any new measure or enhancement. This measure was announced on 9 October 2020 (Children’s Day) but we allowed babies born from 1 October 2020 to benefit.

    Parents of children born prior to 1 Oct 2020 still enjoy the numerous benefits and support measures under the Marriage and Parenthood (M&P) Package.

    The Government has also provided significant support this year to ease concerns about employment and finances arising from the impact of COVID-19. This includes employment and salary support through the SG United Jobs and Skills Package and the Jobs Support Scheme.

    To further assure and support Singaporeans who may be concerned about coping with their household expenses during this period of economic uncertainty, the Government has provided a Solidarity Payment of $600 to all Singaporeans aged 21 and above, and a Care and Support – Cash (Parents) of $300 to each parent with at least one citizen child aged 20 and below. This is in addition to the Care and Support – Cash Payout of $300-$900 (depending on income) to all Singaporeans aged 21 and above.

  • 1. Which Assisted Reproduction (AR) centres are eligible for the ACP co-funding scheme?

    ART and IUI co-funding are available only at AR centres in Singapore public hospitals. These are located at National University Hospital (NUH), Singapore General Hospital (SGH), and KK Women's and Children's Hospital (KKH).

  • 2. Is ART/IUI co-funding extended to private hospitals? Why not?

    No. Similar to general healthcare subsidies, the ART/IUI co-funding scheme only applies to ART/IUI treatment done at public hospitals. Patients can still withdraw from MediSave to pay for ART/IUI treatment performed at private hospitals, up to the prevailing withdrawal limits.

  • 3. Do I have to apply for the ACP co-funding scheme for my ART/IUI treatments?

    There is no need to apply for the co-funding scheme. Instead, you will only need to fill up a declaration form provided by the hospital, which will be used to check your eligibility for the co-funding scheme. Once the hospital has verified that you are eligible to receive co-funding, the hospital will incorporate it into your bill.

  • 4. Can I use MediSave to foot the remaining costs of a co-funded ACP cycle?

    Yes, MediSave can be used to pay for both co-funded cycles and cycles that are not co-funded. Couples can withdraw the following amounts from either the patient’s or the patient’s spouse’s MediSave Account for ACP, up to a lifetime withdrawal limit of $15,000:

    • 1st cycle: up to $6,000
    • 2nd cycle: up to $5,000
    • 3rd and subsequent cycles: up to $4,000

  • 5. I already have two children, but am trying for a third. Will I still qualify for the ACP co-funding scheme?

    Yes, couples with children can qualify for ACP co-funding as long as all the eligibility criteria are met.

  • 6. Why is there an age restriction for the ACP co-funding scheme?

     

    Medical evidence shows that the chance of conception is significantly higher for a woman who undergoes ART/IUI treatment at a younger age. The ACP co-funding scheme is meant to encourage couples who have difficulty conceiving to seek treatment early, and hence focuses on women who start their treatment cycle before reaching 40 years of age.

    At the same time, we understand that some couples may wish to try to conceive even beyond 40 years of age. The safety of ART procedures has improved over the years with medical technology advancements. This has significantly reduced the medical risks for women undergoing ART procedures, even beyond age 45. As such, from 1 January 2020, MOH has lifted the age limit of 45 years old for women to undergo ART treatments and removed the cap on the number of ART cycles for all women.

    As a further gesture of support, with effect from 1 January 2020, MOH has extended co-funding to the last two unutilised ART cycles (out of the six existing Government co-funded ART cycles) to women beyond age 40, as long as they have prior attempts of ACP before age 40.

    IUI co-funding is not extended to women aged 40 or beyond. Women beyond 40 years old are likely to be referred to undergo ART treatments.

  • 7. Why is co-funding only provided for 3 fresh and 3 frozen ART cycles? What about subsequent ART cycles for couples who may need it?

    The number of co-funded ART cycles is currently set at 3 fresh and 3 frozen cycles based on existing clinical evidence which shows that the success rate of ART decreases with each cycle and with age. Co-funding for 3 fresh and 3 frozen cycles allows couples to freeze and store excess embryos produced from fresh cycles, and to follow up with a frozen treatment cycle subsequently, if required.

  • 8. Why is co-funding only provided for 3 IUI cycles? What about subsequent IUI cycles for couples who may need it?

    The number of co-funded IUI cycles is set based on the typical clinical practice where couples will usually try three cycles of IUI before moving on to ART.

  • 1. Do I need to apply for the foreign domestic worker levy concession? How do I apply for the foreign domestic worker levy concession?

    For details on the application criteria and steps, please visit MOM's website.

  • 1. Why is the Government providing a MediSave Grant for Newborns?

    The MediSave Grant for Newborns (MGN) helps to provide parents with greater peace of mind and support for their children's healthcare needs.

    The MGN will help to ensure that newborns start out in life with enough MediSave to pay for their MediShield Life premiums from birth till age 21. It will also support other healthcare expenses, such as recommended childhood vaccinations, as well as hospitalisations and approved outpatient treatments if required.

  • 2. Who is eligible for the MediSave Grant for Newborns?

    All Singapore Citizen babies are eligible for the MediSave Grant for Newborns (MGN) of $4,0001.These include children who are adopted as well as children who are born to divorced or unwed mothers. Children who are born overseas can qualify for the grant upon registering their birth with the Immigration and Checkpoints Authority (ICA) directly, or through the relevant Overseas Missions. Newborns who are Permanent Residents (PRs) or foreigners are not eligible.

     

    1If the child is not a Singapore Citizen at birth, the MGN amount will depend on the date that the child becomes a Singapore Citizen. Central Provident Fund Board (CPFB) will inform parents of the applicable amount in the notification letter.

     

  • 3. Do I need to apply for the MediSave Grant for Newborns for my child?

    No. All eligible newborns will receive the grant automatically after birth registration. The parents of the child will receive a notification letter after the grant has been deposited.

    If your child is born overseas, you can register his or her birth with the Immigration and Checkpoints Authority (ICA) directly, or through the relevant Overseas Missions.

    If your newborn is eligible but did not receive the grant, you can contact Central Provident Fund Board (CPFB) at 1800-227-1188 or medgrant_newborn@cpf.gov.sg to submit an enquiry.

     

  • 4. When will my newborn receive the MediSave Grant for Newborns?

    It will take about two months from the registration of birth for the grant to be credited to the newborn's MediSave account. The parents of the child will receive a notification letter after the grant has been deposited.

  • 5. Can the parents withdraw the child's MediSave Grant for Newborns in cash?

    No, the grant is deposited into the child's MediSave account, and is meant to cover the child's healthcare expenses as he/she grows up. The grant can be used to help defray the child's healthcare expenses, such as MediShield Life premiums, recommended childhood vaccinations, as well as hospitalisations and approved outpatient treatments if required.

  • 6. Can my child receive the MediSave Grant for Newborns if he/she obtains Singapore Citizenship after birth?

    If the child is not a Singapore Citizen at birth, the grant amount will depend on the date that the child becomes a Singapore Citizen. CPFB will inform parents of the applicable amount in the notification letter.

  • 7. If the parents of the child divorce subsequently, would the child have to return the MediSave Grant for Newborns?

    No, for the grant is not affected by the marital status of the parents.

  • 8. How can parents check their child's MediSave balance?

    Parents can contact the Central Provident Fund Board (CPFB) at 1800-227-1188 or medgrant_newborn@cpf.gov.sg to check their child's MediSave balance.

  • 9. How can parents use their child's MediSave Grant for Newborns?

    The MediSave Grant for Newborns can be used in the same way as other monies in the child’s MediSave Account.

    The MediSave Grant can be used for the MediShield Life premiums for the child. MediShield Life is a basic health insurance scheme that will cover all Singaporeans for life.

    MediSave can also be used to pay for medical expenses incurred from hospitalisations, approved day surgeries and approved outpatient treatments, including recommended vaccinations on the National Childhood Immunisation Programme.

    MediSave can also be used to pay for approved Integrated Shield Plan premiums (e.g. AIA HealthShield, Aviva MyShield, NTUC Incomeshield, Great Eastern Supremehealth and Prudential PruShield). We encourage parents who wish to purchase Integrated Shield Plans for their children to consider if such coverage is suitable for their family's needs and situation. Using the grant to pay for Integrated Shield Plans which offer more extensive coverage (for example, coverage for private class ward stays) will deplete the child's Medisave account quickly.

    For more details on the uses of MediSave, please visit the MOH webpage on MediSave withdrawal limits.

  • 10. Who can I contact for additional queries regarding the MediSave Grant for Newborns?

    You can contact the Central Provident Fund Board (CPFB) at 1800-227-1188 or medgrant_newborn@cpf.gov.sg to submit an enquiry.

  • 1. What is the average amount that Singaporeans spend on pre-delivery expenses? On average, how much would a Singaporean couple see their out of pocket (OOP) costs reduced with the MediSave Maternity Package?

    The amount of pre-delivery expenses can vary significantly, depending on the type of care that the couple chooses and whether it is subsidised or not. Basic subsidised pre-delivery care in KKH, including consultations, investigations and scans, costs about $900. This can be fully covered by the MediSave Maternity Package.

  • 1. Where can I find out more about MediShield Life?

    Please visit the MediShield Life FAQ page for Frequently Asked Questions on MediShield Life.

  • 1. How do I apply?

    All applications for the Basic and Additional Subsidy (for child care and infant care) and KiFAS (for kindergarten) should be made through your preschool. Your centre will provide you with the application form.

  • 2. How will I receive the subsidies?

    The subsidies will be disbursed directly to your child care centre. You will only need to pay the net fees after subsidy.

  • 3. Is there additional help for larger families with many elderly or young dependents?

    Yes, larger families (5 or more members) with 3 or more dependants can choose to have their Additional Subsidy or KiFAS computed on a Per Capita Income (PCI) basis.

  • 4. Am I eligible for the Additional Subsidy if my child is enrolled in half-day and flexi-care programmes in child care centres?

    Yes. Subsidies for half-day and flexi-care programmes in child cares are available. Please find details on ECDA’s website at https://www.ecda.gov.sg/Pages/Subsidies-and-Financial-Assistance.aspx 

Last Updated : 16 Sep 2019