Medisave Grant for Newborns

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When your baby is born as a Singapore Citizen1, a MediSave account will automatically be opened for him/her, with a $4,000 grant deposited into the account.

The grant supports your child’s healthcare expenses, such as MediShield Life premiums, recommended childhood vaccinations, hospitalisation and approved outpatient treatments.

1 If your child is not a Singapore Citizen at birth, the grant amount will depend on the date that he/she becomes a Singapore Citizen.

 

  • FAQ
    • 1. What can the MediSave Grant for Newborns cover, and how can it be used?

      The MediSave Grant for Newborns can be used in the same way as other monies in your child’s MediSave Account. It helps your newborn start out in life, with enough MediSave to pay for MediShield Life premiums from birth till he or she turns 21.

      The grant can also be used for:

      • Medical expenses incurred from hospitalisations, approved day surgeries and approved outpatient treatments, and recommended vaccinations under the National Childhood Immunisation Programme.
      • Approved Integrated Shield Plan premiums, subject to Additional Withdrawal Limits.

      For more details on the uses of MediSave, please visit the ‘MediSave withdrawal limits’ section on MOH’s website.

    • 2. Is my child eligible for the MediSave Grant for Newborns?

      All Singapore Citizen babies are eligible for the MediSave Grant for Newborns of $4,000. 1 Children who are adopted as well as those born to divorced or unwed mothers are eligible too. Children born overseas can qualify for the grant upon registering their birth with the Immigration and Checkpoints Authority, or through the relevant Overseas Missions. Newborns who are Permanent Residents or foreigners are not eligible.

      1If your child is not a Singapore Citizen at birth, the grant amount will depend on the date that he or she becomes a Singapore Citizen. The Central Provident Fund Board will inform parents of the applicable amount in a notification letter.

    • 3. Do I need to apply for the MediSave Grant for Newborns for my child?

      You do not need to apply for the grant. All eligible newborns will receive the grant automatically after birth registration. You will receive a notification letter after the grant has been deposited, and may check your child’s CPF statement online by logging in with your Singpass at cpf.gov.sg/childdashboard.

      If your child is born overseas, you can register his or her birth with the Immigration and Checkpoints Authority directly, or through the relevant Overseas Missions.

      If your child is eligible but did not receive the grant two months after registering his or her birth, please write to the Central Provident Fund Board at cpf.gov.sg/writetous

    • 4. When will my newborn receive the MediSave Grant for Newborns?

      It takes about two months from the registration of birth, for the grant to be credited to your newborn's MediSave account. You will receive a notification letter after the grant has been deposited, and may check your child’s CPF statement online by logging in with your Singpass at cpf.gov.sg/childdashboard.

       

    • 5. Can I withdraw my child's MediSave Grant for Newborns in cash?

      No, the grant is deposited into your child's MediSave account, and is meant to cover his or her healthcare expenses over the years. These expenses include MediShield Life premiums, recommended childhood vaccinations, hospitalisations, and approved outpatient treatments if required.

    • 6. Can my child receive the MediSave Grant for Newborns if he or she obtains Singapore Citizenship after birth?

      If your child is not a Singapore Citizen at birth, the grant amount will depend on the date that he or she becomes a Singapore Citizen. The Central Provident Fund Board will inform you of the applicable amount in a notification letter after the grant has been deposited.

    • 7. If the parents of the child divorce subsequently, would the child have to return the MediSave Grant for Newborns?

      No, the grant is not affected by the parents’ marital status.

    • 8. How can I check my child's MediSave balance?

      You can check your child’s MediSave balance by logging in with your Singpass to my cpf Online Services if he/she is below 16 years old and has a CPF account. Click here for more information.

    • 9. Who can I contact for additional queries regarding the MediSave Grant for Newborns?

      You can contact the Central Provident Fund Board by writing to them at cpf.gov.sg/writetous.