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MediSave Grant For Newborns

All Singapore Citizen newborns1 qualify for the MediSave Grant for Newborns of $4,000. A CPF MediSave account will be opened for each newborn, and the grant will be credited automatically.

The grant helps parents defray their child's healthcare expenses, such as MediShield Life premiums, recommended childhood vaccinations, hospitalisation, and approved outpatient treatments.

1 If the child is not a Singapore Citizen at birth, the MGN amount will depend on the date that the child becomes a Singapore citizen.

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  • 1. Why is the Government providing a MediSave Grant for Newborns?

    The MediSave Grant for Newborns (MGN) helps to provide parents with greater peace of mind and support for their children's healthcare needs.

    The MGN will help to ensure that newborns start out in life with enough MediSave to pay for their MediShield Life premiums from birth till age 21. It will also support other healthcare expenses, such as recommended childhood vaccinations, as well as hospitalisations and approved outpatient treatments if required.

  • 2. Who is eligible for the MediSave Grant for Newborns?

    All Singapore Citizen babies are eligible for the MediSave Grant for Newborns (MGN) of $4,0001.These include children who are adopted as well as children who are born to divorced or unwed mothers. Children who are born overseas can qualify for the grant upon registering their birth with the Immigration and Checkpoints Authority (ICA) directly, or through the relevant Overseas Missions. Newborns who are Permanent Residents (PRs) or foreigners are not eligible.

     

    1If the child is not a Singapore Citizen at birth, the MGN amount will depend on the date that the child becomes a Singapore Citizen. Central Provident Fund Board (CPFB) will inform parents of the applicable amount in the notification letter.

     

  • 3. Do I need to apply for the MediSave Grant for Newborns for my child?

    No. All eligible newborns will receive the grant automatically after birth registration. The parents of the child will receive a notification letter after the grant has been deposited.

    If your child is born overseas, you can register his or her birth with the Immigration and Checkpoints Authority (ICA) directly, or through the relevant Overseas Missions.

    If your newborn is eligible but did not receive the grant, you can contact Central Provident Fund Board (CPFB) at 1800-227-1188 or medgrant_newborn@cpf.gov.sg to submit an enquiry.

     

  • 4. When will my newborn receive the MediSave Grant for Newborns?

    It will take about two months from the registration of birth for the grant to be credited to the newborn's MediSave account. The parents of the child will receive a notification letter after the grant has been deposited.

  • 5. Can the parents withdraw the child's MediSave Grant for Newborns in cash?

    No, the grant is deposited into the child's MediSave account, and is meant to cover the child's healthcare expenses as he/she grows up. The grant can be used to help defray the child's healthcare expenses, such as MediShield Life premiums, recommended childhood vaccinations, as well as hospitalisations and approved outpatient treatments if required.

  • 6. Can my child receive the MediSave Grant for Newborns if he/she obtains Singapore Citizenship after birth?

    If the child is not a Singapore Citizen at birth, the grant amount will depend on the date that the child becomes a Singapore Citizen. CPFB will inform parents of the applicable amount in the notification letter.

  • 7. If the parents of the child divorce subsequently, would the child have to return the MediSave Grant for Newborns?

    No, for the grant is not affected by the marital status of the parents.

  • 8. How can parents check their child's MediSave balance?

    Parents can contact the Central Provident Fund Board (CPFB) at 1800-227-1188 or medgrant_newborn@cpf.gov.sg to check their child's MediSave balance.

  • 9. How can parents use their child's MediSave Grant for Newborns?

    The MediSave Grant for Newborns can be used in the same way as other monies in the child’s MediSave Account.

    The MediSave Grant can be used for the MediShield Life premiums for the child. MediShield Life is a basic health insurance scheme that will cover all Singaporeans for life.

    MediSave can also be used to pay for medical expenses incurred from hospitalisations, approved day surgeries and approved outpatient treatments, including recommended vaccinations on the National Childhood Immunisation Programme.

    MediSave can also be used to pay for approved Integrated Shield Plan premiums (e.g. AIA HealthShield, Aviva MyShield, NTUC Incomeshield, Great Eastern Supremehealth and Prudential PruShield). We encourage parents who wish to purchase Integrated Shield Plans for their children to consider if such coverage is suitable for their family's needs and situation. Using the grant to pay for Integrated Shield Plans which offer more extensive coverage (for example, coverage for private class ward stays) will deplete the child's Medisave account quickly.

    For more details on the uses of MediSave, please visit the MOH webpage on MediSave withdrawal limits.

  • 10. Who can I contact for additional queries regarding the MediSave Grant for Newborns?

    You can contact the Central Provident Fund Board (CPFB) at 1800-227-1188 or medgrant_newborn@cpf.gov.sg to submit an enquiry.

Last Updated : 10 Sep 2020