The MediSave Grant for Newborns can be used in the same way as other monies in the child’s MediSave Account.
The MediSave Grant can be used for the MediShield Life premiums for the child. MediShield Life is a basic health insurance scheme that will cover all Singaporeans for life.
MediSave can also be used to pay for medical expenses incurred from hospitalisations, approved day surgeries and approved outpatient treatments, including recommended vaccinations on the National Childhood Immunisation Programme.
MediSave can also be used to pay for approved Integrated Shield Plan premiums (e.g. AIA HealthShield, Aviva MyShield, NTUC Incomeshield, Great Eastern Supremehealth and Prudential PruShield). We encourage parents who wish to purchase Integrated Shield Plans for their children to consider if such coverage is suitable for their family's needs and situation. Using the grant to pay for Integrated Shield Plans which offer more extensive coverage (for example, coverage for private class ward stays) will deplete the child's Medisave account quickly.
For more details on the uses of MediSave, please visit the MOH webpage on MediSave withdrawal limits.