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MediShield Life Coverage

MediShield Life is a mandatory basic health insurance that helps to pay for large hospital bills and selected costly outpatient treatments such as dialysis and chemotherapy for cancer. It is basic because it is sized for subsidised treatments in the public hospitals. All Singapore Citizen babies are automatically covered by MediShield Life from birth, including those with congenital and neonatal conditions, for life.

Couples who encounter serious complications during their pregnancies and delivery episodes can also have more assurance of the support available to defray expenses. From 1 April 2019, MediShield Life will cover inpatient treatments for serious pregnancy and delivery-related complications, such as eclampsia, cervical incompetency and postpartum haemorrhage, under the existing inpatient claim limits. The list of serious pregnancy- and delivery-related complications covered by MediShield Life can be found here

MediShield Life premiums may be fully paid from MediSave and parents will be able to tap on the MediSave Grant for Newborns to pay for their MediShield Life premiums. The Government provides significant support to keep premiums affordable (e.g. Premium Subsidies for the lower- to middle-income). For those who are needy and are unable to pay their share of premiums even after subsidies, the Government will provide Additional Premium Support, to help them further with the payment of their MediShield Life premiums.

For more information, visit www.medishieldlife.sg.

  • 1. Where can I find out more about MediShield Life?

    Please visit the MediShield Life FAQ page for Frequently Asked Questions on MediShield Life.

Last Updated : 11 Oct 2020